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Introduction

Nexus is a programmable payment clearing layer purpose-built for AI commerce. It enables AI agents to autonomously discover merchants, negotiate quotes, and settle transactions on-chain — without requiring human intervention at the payment step.

Why Nexus?

Traditional payment infrastructure was built for human-initiated transactions: credit card forms, checkout pages, manual approval flows. As AI agents increasingly act on behalf of users — booking flights, purchasing services, managing subscriptions — they need a payment protocol that speaks their language.

Nexus provides:

  • Protocol-level merchant discovery via DID-based routing and skill manifests
  • Structured quote negotiation through the NUPS (Nexus Unified Payment Standard) protocol
  • On-chain escrow settlement with dispute resolution, ensuring both buyer and merchant are protected
  • Multiple integration paths — MCP for AI-native agents, REST API for traditional backends, CLI for developers

Architecture

AI Agent  →  Nexus Core  →  Escrow Contract  →  Merchant
   │              │                    │
   │         Quote + Route         Deposit +
   │         Orchestration         Release
   │              │                    │
   └──── MCP / REST / CLI ────────────┘

Nexus Core sits between AI agents and merchants, handling:

  1. Quote aggregation — collecting structured quotes from merchant agents
  2. Payment orchestration — generating EIP-712 typed data for wallet signing
  3. Settlement — managing escrow deposits, releases, and dispute flows
  4. Webhook delivery — notifying merchants of payment lifecycle events

Next Steps

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